All ideas
    Fintech
    growth
    workflow moat

    Cross-border payroll for LATAM contractors

    USD payroll + tax withholding for US companies paying LATAM talent.

    Buyer
    Head of People at a 30-500 person US remote-first company
    Monetization
    $25 flat/contractor/mo, avg $8-15k MRR at 500 contractors
    Difficulty
    growth
    Why now
    Deel price hikes + Argentina peso volatility = mass churn window.

    The problem

    Deel takes 3-8% and still fails on Argentina blue-rate, Brazil eSocial, Colombia RUT.

    The wedge

    Fixed $25 flat per contractor with country-native compliance, starting Argentina + Colombia.

    Suggested stack

    Next.jsStripe ConnectWise APIRamp API

    Distribution plays

    • →Comparison landing pages vs Deel/Remote
    • →LinkedIn ads to people-ops at Series-A US startups

    Incumbents to study

    DeelRemoteOntopPlane

    Not affiliates. Study their pricing, positioning, and where their reviews complain — that's your wedge.

    Tags

    payrollcross-borderb2b

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    Related ideas

    Cross-border payroll for LATAM contractors — FAQ

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